Elder Financial Exploitation by Trusted Caregivers and POA Holders in Final Weeks of Life

Summary

Families are being devastated when a caregiver or family member who obtained Power of Attorney isolates a dying, cognitively impaired senior and rewrites wills, beneficiary designations, and asset titles during their final days—when capacity is questionable and oversight is nonexistent. There is no monitoring, no verification mechanism, and no early-warning system to detect sudden red flags such as a new POA appearing, the sudden arrival of a distant relative, or rapid changes to legal documents. Families must self-fund expensive investigations and litigate after the loved one has already died, while the exploitation repeats on other vulnerable seniors. This is an urgent, unsolved gap in the 'trustworthy caregiver' landscape that combines elder abuse, financial crime, and end-of-life vulnerability with almost no tools to prevent it.